National Payments Corporation of India ne kaha hai ke 1 August 2025 se UPI users ke liye kuch naye rules lagu hue. In tabdeeliyon ka maqsad UPI system par padne wale bekaar load ko kam karna aur service ko aur reliable banana hai.
Ab tak users jitni baar chahein UPI apps jaise Paytm, PhonePe, Google Pay par apna bank balance check kar sakte the. Lekin 1 August se ye limit badal di gaye. Ab users sirf rozana 50 baar hi apna balance check kar paayenge. Agar kisi mobile number se kai bank accounts linked hain, to us number se ek din mein sirf 25 baar hi dekha ja sakta hai ke kaun se accounts us number se jude hue hain.
Auto-Pay jaise EMI, bills aur subscriptions ke liye bhi ek naya rule lagu ho gaya. Ab Auto-Pay requests sirf kam busy time mein hi bank servers par bheji jaayengi taaki system par extra load na pade. Is se normal instant UPI payments, jaise kisi ko paise bhejna, par koi asar nahi padega.
UPI ke zariye har mahine ₹1800 crore se zyada ki transactions hoti hain. April aur May ke dauran UPI services mein kai baar disruption dekha gaya tha. NPCI ke mutabiq iska sabab tha excessive API calls, jaise users baar-baar balance ya transaction status check kar rahe the.
Zyada tar users rozana 50 se kam balance checks karte hain, isliye aam users ko in naye rules se zyada dikkat nahi hogi. Lekin jin logon ko roz kai baar apna balance ya account info dekhne ki aadat hai, unhe naye limits ka khayal rakhna padega. Ye naye rules sabhi bade UPI apps - Paytm, PhonePe aur Google Pay - par lagu honge.
Yeh tabdeeliyan UPI system ko stable aur efficient banane ke liye ki gayi hain. Aam users ke liye koi badi mushkil nahi hogi, bas naye limits ka thoda sa khayal rakhein.
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Bharat Batao Team
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